5 YEAR STRATEGIC PLAN 2016 TO 2020
Maintain our leading position in a niche market.
Easy Debt Management
Aiming to add over 500 new clients per month over the next few years.
Expand our product offering.
Focus on growing our loan pools.
Aiming to grow to around $500m.
Expect average long term earnings growth of around 10% pa.
Growth rate in earnings may be lower in earlier years.
Dividends around 50% to 60% of earnings.
Balance of earnings to be re-invested to support the capital requirements of our growing loan pools.
Strategy is self-funding. We do not expect to raise equity capital.
Consumer debt levels are at a record high and demand for our products and services is growing. However, we may face a number of headwinds over the next few years, including historically low interest rates adversely affecting certain areas of our business.