OUR PLAN


OUR PLAN


5 YEAR STRATEGIC PLAN 2016 TO 2020

Services

Maintain our leading position in a niche market.

Easy Debt Management

Aiming to add over 500 new clients per month over the next few years.

Consumer Lending

Expand our product offering.

Focus on growing our loan pools.

Aiming to grow to around $500m.

Earnings

Expect average long term earnings growth of around 10% pa.

Growth rate in earnings may be lower in earlier years.

Capital Management

Dividends around 50% to 60% of earnings.

Balance of earnings to be re-invested to support the capital requirements of our growing loan pools.

Strategy is self-funding. We do not expect to raise equity capital.

Headwinds

Consumer debt levels are at a record high and demand for our products and services is growing. However, we may face a number of headwinds over the next few years, including historically low interest rates adversely affecting certain areas of our business.